Classic Savings

Maintain flexible access to your money while saving for the future.

  • Free ATM Card

    Access Funds at your convenience.

  • Free Online Banking

    Take advantage of all of our convenience online & mobile features

  • Free Identity Theft Education & Resolution Service

    Our team is here to keep your personal information safe and secure.

  • Competitive Interest Rates

    Help grow your nest egg and save for the future.

  • Detailed Quarter Statements

    Pair this with the convenience of online or mobile banking and you’ll ALWAYS know where your account stands.

  • 3 Free Withdrawals Per Month

    Just $1 each for each withdrawal after 3  (ATM Withdrawals not included)

  • Waived Monthly Service Charge

    $5 monthly service charge is waived with $100 minimum balance.

CERTIFICATE OF DEPOSIT (CD)

Looking for a savings investment that offers you a competitive rate?

A BankFirst Certificate of Deposit is the answer. Select maturities from 3 months to five years. You will have the peace of mind of FDIC insurance on your account. From time to time, BankFirst offers value-enhanced promotional CDs with a special term and rate, available for a limited time.

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

Do you have enough saved for your retirement years?

Take advantage of the IRA opportunities at BankFirst. We can help you find the best account to suit your savings and retirement plans, even if you already participate in an employer or government-sponsored retirement program.

PREMIUM MONEY MARKET

Our Premium Money Market offers you easy access to your money while earning a higher rate of return than a regular savings account.  Like all of our deposit accounts, our tiered rate Money Markets are FDIC insured and offer the flexibility of check-writing  and money-transferring privileges.

*Earn higher rates on higher balances.

Premium Money Market Account

*Fees could reduce earnings on these accounts. Rates valid as of September 1, 2023. Rate may change after account opening. Rate change will go into effect at first of next month.  Ask for further information about these accounts. Ask for qualifying information.

HSA Video

HEALTH SAVINGS ACCOUNT (HSA)

The Smart Way to Save for Health Care Expenses

A Health Savings Account (HSA) is a type of tax-advantaged personal savings account designed to help pay for qualified health care expenses.  The funds contributed to an HSA account are YOURS  –  even if you retire, change jobs, or change health care plans.

What are the Benefits of an HSA?

  • No Federal Income Tax .  You are not taxed on money  you put in or the interest earned on your HSA .  You also don’t pay taxes on withdrawal for qualified medical expenses.  (Note: Generally, insurance premiums aren’t considered “qualified medical expenses.”)
  • No expiration date on funds.  Your HSA contributions do not expire. The money stays in your HSA until you use it.
  • Possible use for spouse and dependents.  Sometimes,  you can use your HSA to pay for qualified medical expenses for your spouse and dependents, even if you high deductible heal plan doesn’t cover them.
  • HSA doesn’t go away if your job changes. You can keep your HSA, even if you change employers or retire.

For more information on a Health Savings Account, visit the U.S. Internal Revenue Service’s website or consult with your tax advisor.

Little boy sits on moths lap while doctor gives him a high-five

How Do I Qualify? 

You are eligible to contribute to an HSA when you are covered by certain high deductible health plans (HDHPs).    With an HSHP, the monthly premium is usually lower, but you pay a higher dollar amount in health care costs yourself before your insurance company will begin to contribute it’s share.

What Coverage Isn’t Qualified?

  • If have you Medicare coverage, you are not eligible to contribute to an HSA.
  • If you have a plan that pays its share of a covered service without you having to pay deductibles or copayments first ( also known as “first dollar coverage”)

Ready to Open an HSA or Have Additional Questions?

ENJOY THE DRIVE.

with DriveThru +Plus

When you speak with a LiveTeller at one of our DriveThru +PLUS ITMs (Interactive Teller Machines), you are getting the same personalized customer service experience you would from a standard drive-up.

Deposit cash or checks, get cash back, make payments, &  more.  Whatever your personal financial needs are – our experts are here to help!

With extended hours, we’ve made it even easier to bank when it is convenient for you!