Personal Checking

1st Rate Free Checking – Our most popular account!

You can earn a competitive interest rate* just by doing three simple things each month.

  • Accept your monthly statement electronically
  • Have at least one direct deposit or one pre-authorized electronic withdrawal from your account each month.
  • Use your Visa® Debit Card at least ten times per month for the purchase of goods or services (does not include ATM withdrawals)

Additional Features Include:

  • Free Online Banking
  • Free Online Bill Pay
  • Free Visa® Debit Card
  • Free E-Statements
  • Free Identity Theft Education & Resolution Service
  • No Minimum Balance

Rewards Checking – We appreciate your business and reward our loyal customers!

  • Free checks
  • FreeVisa® Debit Card
  • Free BankFirst Online Banking and Bill Pay
  • Free Check Imaged Statements
  • Earn Interest on your entire checking account balance
  • Free Money Orders and Cashier’s Checks
  • Free Copies and Notary Service
  • Monthly Service Charge of $7 waived with a $5,000 Minimum balance from any combination of Bank First accounts.
  • Free Identity Theft Education & Resolution Service

Prestige Checking – More than just a checking account

  • Free Checks
  • Free Check Imaged Statements
  • Unlimited check writing
  • Tiered Interest Rate Structure—Larger balances earn higher interest
  • Free money orders and Cashier’s Checks
  • Free Copies and Notary service
  • Free Identity Theft Education & Resolution Service
  • Free BankFirst Online Banking & Bill Pay
  • .10% discount on Consumer Loans
  • Monthly service charge of $12 waived with $2500 minimum balance.

HSA Checking – A way to pay for qualified medical expenses with tax exempt money if you have a High Deductible Health Insurance Plan.

  • Free Online Banking
  • Free Online Bill Pay
  • Free E-Statements
  • FreeVisa® Debit Card
  • Quarterly Statements
  • Tiered Interest Paid Quarterly
  • Opening Balance Requirement—$50.00
  • Fees
    • $10.00 per quarter if daily balance is less than $500.00
    • Activity charge of $1.00 per check in excess of 10 checks per quarter
    • All fees waived for the first statement cycle.
*
Call for current interest rate information