1st Rate Free Checking – Our most popular account!

You can earn a competitive interest rate* just by doing three simple things each month.

• Accept your monthly statement electronically
• Have at least one direct deposit or one pre-authorized electronic withdrawal from your account each month.
• Use your Visa® Debit Card at least ten times per month for the purchase of goods or services (does not include ATM withdrawals)

Additional Features Include:

• Free Online Banking
• Free Online Bill Pay
• Free Visa® Debit Card
• Free E-Statements
• Free Identity Theft Education & Resolution Service
• No Minimum Balance

Rewards Checking – We appreciate your business and reward our loyal customers!

• Free checks
• FreeVisa® Debit Card
• Free BankFirst Online Banking and Bill Pay
• Free Check Imaged Statements
• Earn Interest on your entire checking account balance
• Free Money Orders and Cashier’s Checks
• Free Copies and Notary Service
• Monthly Service Charge of $7 waived with a $5,000 Minimum balance from any combination of Bank First accounts.
• Free Identity Theft Education & Resolution Service

Prestige Checking – More than just a checking account

• Free Checks
• Free Check Imaged Statements
• Unlimited check writing
• Tiered Interest Rate Structure—Larger balances earn higher interest
• Free money orders and Cashier’s Checks
• Free Copies and Notary service
• Free Identity Theft Education & Resolution Service
• Free BankFirst Online Banking & Bill Pay
• .10% discount on Consumer Loans
• Monthly service charge of $12 waived with $2500 minimum balance.

HSA Checking – A way to pay for qualified medical expenses with tax exempt money if you have a High Deductible Health Insurance Plan.

• Free Online Banking
• Free Online Bill Pay
• Free E-Statements
• FreeVisa® Debit Card
• Quarterly Statements
• Tiered Interest Paid Quarterly
• Opening Balance Requirement—$50.00
• Fees
  • $10.00 per quarter if daily balance is less than $500.00
  • Activity charge of $1.00 per check in excess of 10 checks per quarter
  • All fees waived for the first statement cycle.