Fixed-Rate Mortgages •
A.R.M. • F.H.A. •
V.A. • N.I.F.A. •
R.D. •
Combination First and Second Mortgages •
Construction Financing Loans
Bridge Loans •
Balloon Loans •
Refinancing Loans
If you are looking to buy a home or refinance your home,
BankFirst can help make it happen. Our helpful qualified expert
Mortgage Loan Officers can tailor a mortgage to fit your
individual needs. Our competitively priced loans and financing
options can have you in your dream house sooner than you think.
You can also refinance for a lower interest rate, consolidate your
first and second mortgages, or just take out cash.
Best of all, it only takes a few minutes to get started and
that can be the difference between buying a home and missing out
on an opportunity.
Choose a Mortgage and Contact Us Today!
- Fixed Rate Mortgages
Fixed Rate Mortgages offer a fixed interest rate for the life of
the loan. This protects you against rising interest payments.
Enjoy predictable and manageable payments.
- A.R. M. (Adjustable Rate Mortgages)
ARMs offer the lowest initial payments. Payments fluctuate with
future interest rate changes. ARMs can be converted to a fixed
rate loan during the early years of the loan.
- F.H.A. (Federal Housing Administration Loans)
A government-backed program ideal for many first-time and
low-to-moderate income homebuyers who can’t afford a big down
payment. Loans are insured by the federal government to promote
homeownership. FHA offers flexibility, convenience and
affordability.
- V.A. (Veterans Administration Home Loan)
VA loans are for veterans of the armed forces, active-duty
personnel, reservists and their spouses. VA loans are insured by
the federal government and offer some of the easiest qualifying
requirements of any home loan. VA offers flexible qualifying
guidelines, 100% financing for qualified borrowers and payment
stability with a fixed interest rate.
- N.I.F.A. (Nebraska Investment Finance Authority)
This is a first time homebuyers program that is available in
Nebraska. This program offers buyers below market rates.
N.I.F.A. loans can be underwritten as conventional, F.H.A. or
V.A. loans. Exceptions such as income guidelines and purchase
price limits apply.
- R.D. (Rural Development Loans)
Guaranteed by the USDA this loan can help you get into a home
with no down payment and you can even borrow the closing costs.
R.D. loans are subject to income guidelines and population
restrictions.
- Combination First and Second Mortgages
Avoid paying private mortgage insurance and let BankFirst
accommodate you with a combination first and second mortgage.
- Construction Financing Loans
BankFirst offers construction loans that will get you from
blueprint to reality. Concentrate on building your dream home
and let BankFirst guide you through the construction financing
and into permanent financing.
- Bridge Loans
If you’re waiting to close on your new home because your current
home hasn’t sold yet, you may need a bridge loan. BankFirst
offers you competitive rates.
- Balloon Loans
Fixed rate payments for a set term of the loan. The balance
remaining at the end of the specified term (the balloon) is then
due. Renegotiate your current mortgage at the end of the
balloon.
- Refinancing Loans
Are you finding it necessary to reduce a monthly mortgage
payment? Consider refinancing your loan into a payment schedule
more suitable to fit your individual needs.
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