Looking for financial services with your business in mind?
BankFirst offers you the financial tools with personal attention
and local decision making to help your business stay on the road
to achieve its goals. Whether you are a small operation looking
for a bank to grow with your needs, a large company which requires
banking experience or simply a business trying to juggle daily
operations, we have services that can support your needs and have
the resources to provide value to your business.
Monthly Service Charge Waived with $2500 Minimum Balance
Business Analysis
Does your business have a high volume of monthly banking
transactions or high balance? For businesses with higher
balances or more transaction activity, we recommend an account
analysis to allow an earnings credit to offset transaction fees.
BankFirst can do an evaluation for you, and we’ll recommend the
BankFirst business checking account that will be the most
flexible and affordable based on your balance and transaction
levels.
Business Savings
Earn interest on your balance while planning for the future.
Your savings can help you plan for future business purchases or
unforeseen expenses that often come up. BankFirst can help you
determine what savings plan is best suitable for you.
Get the money you need for your business. BankFirst offers
business loans for virtually all of your business needs. Whether
you need additional capital to buy new equipment, increase
inventory or purchase commercial real estate, BankFirst is ready
to help you make it happen.
Working Capital Loans
The revolving nature of this product allows you to continue with
business during your peak season and ideal for supplementing
capital deficits. Meet all your current obligations and take
advantage of business opportunities. BankFirst offers you the
cushion your business needs for all your short-term debt.
Equipment Loans
The success of your business may depend on the equipment you
have. BankFirst offers you flexible finance solutions for nearly
any business equipment need.
Commercial Real Estate
Develop the credit strategy that is right for you. Whether
you’re a business owner or developer looking to expand, purchase
additional property or consolidate debt, our commercial Real
Estate loans offer you long term credit.
Business Credit Card
Scheduling travel arrangements, purchasing office supplies, and
entertaining clients is even easier with your very own BankFirst
business credit card. Carry a BankFirst business credit card and
start experiencing convenience with hometown customer service.
Letters of Credit
Generally secured by your assets, a letter of credit can help
facilitate the purchase of inventory and services for further
business development
Small Business Administration Loans (SBA)
SBA 504 loans and Guaranteed loans can provide creative financing
solutions to borrowers who are in need of affordable terms of
repayment. Finance virtually any business purpose with this
product. Finance land and building or construct new! When it
comes to accommodating your small business, BankFirst is the
bank for you.
Accounts Receivable Management
Business Manager is a complete system that allows you to get
cash for your receivables on a daily basis by selling them to
the bank at a discount. The bank sends statements on your
behalf, even offering payment terms to your customers. BankFirst
also provides you with detailed management reports outlining
crucial information about your business and receivables.
Business Manager effectively puts your business on an all-cash
basis, enabling you to take advantage of suppliers’ early
payment discounts, increase sales and redirect staff time. You
save the time and money traditionally spent on receivables.
BankFirst understands that farming has different cash and
financing needs. Our Ag loans are designed to meet the day-to-day
financing needs of any size or type of farming operation.
Agriculture loans have fixed or variable rates with repayment
schedules to fit your needs.
Operating Loans
Turn to us for financing of your cash grain or livestock
operation. We will work with you to tailor the loan to fit your
needs and your cash flow.
Real Estate
Whether buying a farm, refinancing a current mortgage, expanding
or making improvements on your farm, BankFirst can accommodate
all of your long-term financing needs.
Equipment
Good functioning equipment is vital, BankFirst offers you
convenient financing, making equipment purchases easy for you.
Enjoy long-term cost savings through the use of more efficient
technology. BankFirst offers you machinery and equipment loans
to enhance your farming operation.
FSA Guaranteed Loans
FSA will guarantee loans for both farm ownership and operating
purposes. If you are a farmer interested in a FSA Guaranteed
loan, please contact BankFirst for the qualifying criteria.
